A large mileage balance is a financial asset protected, in most cases, by a single password and a four-digit PIN.
Authentication basics
Use a unique password per programme and enable multi-factor authentication wherever it is offered. Replace legacy numeric PINs where the programme allows.
Monitor activity
Enable transaction notifications. Most account takeovers are discovered late, when the miles are already spent.
Reduce your exposure
Keep balances close to what you intend to redeem. Large dormant balances are the most attractive target and the most expensive loss.
Plan recovery in advance
Know your programme's fraud contact route and keep records of statements. Recovery is far easier with documentation.
Key takeaways
• Unique passwords and MFA on every programme.
• Turn on activity notifications.
• Do not hoard miles you have no plan for.
Questions
Will an airline restore stolen miles?
Many do after investigation, but it is discretionary and can take time. Prevention is far better.
Are mileage balances insured?
No. They are a contractual entitlement, not a deposit.
MilesQuote is independent and not affiliated with, endorsed by or partnered with any airline or loyalty programme. Programme names are used for identification only. We publish no fixed rates; every quote is indicative, prepared individually, and never a guarantee of price or completion. Always check your programme's own terms before acting.